:root{
--navy:#172033;--navy2:#0f172a;--blue:#1d4f73;--gold:#b58a3b;--text:#27364a;--muted:#64748b;--soft:#f4f7fa;--line:#dfe6ee;--white:#fff;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body.sti-site{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);background:#fff;line-height:1.65}body.sti-site a{text-decoration:none;color:inherit}.sti-container{width:min(1200px,calc(100% - 48px));margin:auto}
.sti-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(223,230,238,.8)}.sti-nav{height:92px;display:flex;align-items:center;justify-content:space-between;gap:30px}.sti-logo{display:flex;align-items:center;flex:0 0 auto}.sti-logo img{width:180px;height:80px;object-fit:contain;display:block}.sti-logo-text{font-weight:800;line-height:1.05;color:var(--navy);font-size:20px}.sti-logo-text small{font-size:9px;letter-spacing:3px;color:var(--gold)}.sti-menu{display:flex;align-items:center;gap:28px;font-size:14px;font-weight:650}.sti-menu a{color:#334155;transition:color .25s ease,transform .25s ease,background-color .25s ease,box-shadow .25s ease;position:relative}.sti-menu a:not(.sti-nav-cta)::after{content:"";position:absolute;left:0;right:0;bottom:-8px;height:2px;border-radius:2px;background:linear-gradient(90deg,var(--gold),#d8b56b);transform:scaleX(0);transform-origin:center;transition:transform .28s ease}.sti-menu a:not(.sti-nav-cta):hover{color:var(--navy);transform:translateY(-2px)}.sti-menu a:not(.sti-nav-cta):hover::after{transform:scaleX(1)}.sti-nav-cta{background:var(--navy)!important;color:#fff!important;padding:13px 20px;border-radius:7px;box-shadow:0 5px 14px rgba(23,32,51,.16);overflow:hidden}.sti-nav-cta::before{content:"";position:absolute;inset:0;background:linear-gradient(115deg,transparent 25%,rgba(255,255,255,.24) 50%,transparent 75%);transform:translateX(-120%);transition:transform .55s ease}.sti-nav-cta:hover{background:#0d1526!important;color:#fff!important;transform:translateY(-3px);box-shadow:0 10px 24px rgba(23,32,51,.25)}.sti-nav-cta:hover::before{transform:translateX(120%)}.sti-menu-toggle{display:none;border:0;background:none;font-size:25px;color:var(--navy)}
.sti-hero{padding:92px 0 105px;background:#fff}.sti-hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.sti-eyebrow{font-size:14px;font-weight:800;letter-spacing:2.2px;color:var(--blue);margin-bottom:12px}.sti-hero h1{margin:0;color:var(--navy);font-size:clamp(42px,5vw,64px);line-height:1.08;letter-spacing:-2px;font-weight:800}.sti-hero h1 span{color:var(--navy)}.sti-lead{font-size:19px;color:#64748b;max-width:610px;margin:24px 0 34px}.sti-actions{display:flex;gap:13px;flex-wrap:wrap}.sti-btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 25px;border-radius:6px;font-weight:750;font-size:15px;border:1px solid transparent;transition:transform .25s ease,box-shadow .25s ease,background-color .25s ease,border-color .25s ease}.sti-btn-primary{background:var(--navy);color:#fff!important}.sti-btn-primary:hover{background:#0d1526;transform:translateY(-3px);box-shadow:0 10px 24px rgba(15,23,42,.18)}.sti-btn-outline{border-color:#26364d;color:var(--navy)!important;background:#fff}.sti-btn-outline:hover{background:#f5f7fa;transform:translateY(-3px);box-shadow:0 10px 22px rgba(15,23,42,.08);border-color:#b8c5d3}.sti-btn-light{background:#fff;color:var(--navy)!important}.sti-btn-light:hover{transform:translateY(-3px);box-shadow:0 10px 24px rgba(0,0,0,.16)}.sti-hero-media img,.sti-image-card img{width:100%;display:block;object-fit:cover;border-radius:12px}.sti-hero-media img{height:470px}.sti-image-card img{height:430px}
.sti-section{padding:105px 0}.sti-section-soft{background:var(--soft)}.sti-two-col{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.sti-section h2,.sti-inquiry h2{font-size:clamp(32px,4vw,48px);line-height:1.15;letter-spacing:-1px;color:var(--navy);margin:0 0 22px;font-weight:800}.sti-section p{font-size:17px;color:#53657b;margin:0 0 16px}.sti-facts{display:flex;gap:12px;margin-top:32px;flex-wrap:wrap}.sti-facts div{border:1px solid var(--line);border-radius:8px;padding:16px 20px;background:#fff;min-width:145px}.sti-facts strong{display:block;font-size:24px;color:var(--navy)}.sti-facts span{font-size:12px;color:var(--muted)}.sti-section-head{text-align:center;max-width:750px;margin:0 auto 55px}.sti-section-head p{max-width:680px;margin:0 auto}.sti-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.sti-cards article{background:#fff;border:1px solid var(--line);border-radius:10px;padding:30px 25px;min-height:245px}.sti-icon{font-size:12px;font-weight:800;letter-spacing:2px;color:var(--gold);margin-bottom:26px}.sti-cards h3,.sti-steps h3,.sti-benefits h3{margin:0 0 10px;color:var(--navy);font-size:20px}.sti-cards p,.sti-steps p,.sti-benefits p{font-size:15px!important}.sti-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--line)}.sti-steps div{padding:32px 25px 10px;border-right:1px solid var(--line)}.sti-steps div:last-child{border-right:0}.sti-steps b{color:var(--gold);font-size:14px;letter-spacing:2px}
.sti-dark{background:var(--navy);color:#fff}.sti-dark .sti-eyebrow{color:#d5b06a}.sti-dark h2{color:#fff}.sti-dark p{color:#c6d0dd}.sti-dark-grid{grid-template-columns:1.15fr .85fr}.sti-stat-panel{display:grid;grid-template-columns:1fr 1fr;border:1px solid rgba(255,255,255,.18);border-radius:12px;overflow:hidden}.sti-stat-panel div{padding:28px;border-right:1px solid rgba(255,255,255,.15);border-bottom:1px solid rgba(255,255,255,.15)}.sti-stat-panel div:nth-child(2n){border-right:0}.sti-stat-panel div:nth-child(3),.sti-stat-panel div:nth-child(4){border-bottom:0}.sti-stat-panel strong{display:block;font-size:21px}.sti-stat-panel span{color:#aebccc;font-size:13px}
.sti-benefits{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.sti-benefits>div{padding:28px;border-top:2px solid var(--navy);background:#fff}
.sti-inquiry{display:grid;grid-template-columns:.9fr 1.1fr;gap:75px;align-items:start}.sti-contact-mini{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}.sti-contact-mini span{padding:10px 14px;background:#fff;border:1px solid var(--line);border-radius:6px;font-size:13px;font-weight:700;color:var(--navy)}.sti-form{background:#fff;border:1px solid var(--line);border-radius:12px;padding:32px;box-shadow:0 12px 35px rgba(15,23,42,.06)}.sti-form label{display:block;font-size:13px;font-weight:700;color:var(--navy);margin-bottom:16px}.sti-form input,.sti-form textarea{display:block;width:100%;margin-top:7px;border:1px solid #cbd5e1;border-radius:6px;padding:13px 14px;font:inherit;outline:none;background:#fff}.sti-form input:focus,.sti-form textarea:focus{border-color:#64748b;box-shadow:0 0 0 3px rgba(100,116,139,.1)}.sti-form .sti-btn{border:0;cursor:pointer;width:100%}
.sti-contact{padding:70px 0;background:#fff}.sti-contact-box{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:48px 55px;display:flex;align-items:center;justify-content:space-between;gap:35px}.sti-contact-box h2{margin:0 0 10px;color:var(--navy);font-size:32px}.sti-contact-box p{margin:0;color:var(--muted)}.sti-footer{background:#0d1526;color:#c4cfdd;padding:65px 0 20px}.sti-footer-grid{display:grid;grid-template-columns:minmax(0,2fr) minmax(0,1fr) minmax(0,1.3fr) minmax(0,1fr);gap:36px;padding-bottom:45px}.sti-footer-brand{color:#fff;font-weight:800;letter-spacing:1.5px}.sti-footer p{font-size:14px;max-width:400px}.sti-footer-grid>div:not(:first-child){display:flex;flex-direction:column;gap:9px;min-width:0}.sti-footer-grid span{color:#fff;font-weight:800;margin-bottom:8px}.sti-footer-grid a{font-size:14px;color:#aebccc}.sti-footer-grid a:hover{color:#fff}.sti-copyright{border-top:1px solid rgba(255,255,255,.1);padding-top:18px;font-size:12px;color:#8e9caf}

/* Polished interaction states */
.sti-cards article,.sti-benefits>div,.sti-facts div,.sti-steps div,.sti-stat-panel div,.sti-image-card,.sti-contact-mini span,.sti-email-card{
transition:transform .28s ease,box-shadow .28s ease,border-color .28s ease,background-color .28s ease;
}
.sti-cards article{position:relative;overflow:hidden;cursor:pointer;box-shadow:0 4px 16px rgba(15,23,42,.035)}
.sti-cards article::before{content:"";position:absolute;inset:0;background:linear-gradient(120deg,transparent 25%,rgba(255,255,255,.72) 50%,transparent 75%);transform:translateX(-120%);transition:transform .7s ease;pointer-events:none}
.sti-cards article:hover{transform:translateY(-8px);box-shadow:0 18px 38px rgba(15,23,42,.12);border-color:#c7d3e0}
.sti-cards article:hover::before{transform:translateX(120%)}
.sti-cards article:hover .sti-icon{transform:translateY(-2px);color:#c49a4d}
.sti-icon{transition:transform .28s ease,color .28s ease}
.sti-facts div:hover{transform:translateY(-5px);box-shadow:0 12px 24px rgba(15,23,42,.08);border-color:#c7d3e0}
.sti-steps div{position:relative}
.sti-steps div:hover{background:#f8fafc;transform:translateY(-4px);box-shadow:0 12px 24px rgba(15,23,42,.06)}
.sti-benefits>div{border-radius:8px;cursor:pointer;box-shadow:0 4px 14px rgba(15,23,42,.025)}
.sti-benefits>div:hover{transform:translateY(-7px);box-shadow:0 18px 32px rgba(15,23,42,.1);border-top-color:var(--gold)}
.sti-stat-panel div:hover{background:rgba(255,255,255,.075);transform:translateY(-3px)}
.sti-image-card{border-radius:12px;overflow:hidden;box-shadow:0 10px 30px rgba(15,23,42,.08)}
.sti-image-card:hover{transform:translateY(-7px);box-shadow:0 20px 42px rgba(15,23,42,.14)}
.sti-image-card img{transition:transform .55s ease}
.sti-image-card:hover img{transform:scale(1.035)}
.sti-contact-mini span:hover{transform:translateY(-3px);box-shadow:0 10px 20px rgba(15,23,42,.07)}
.sti-email-card{display:inline-flex;align-items:center;gap:5px;padding:10px 14px;background:#fff;border:1px solid var(--line);border-radius:7px;font-size:13px;color:var(--navy)!important}
.sti-email-card strong{color:var(--blue)}
.sti-email-card:hover{transform:translateY(-3px);border-color:#b9c7d6;box-shadow:0 10px 22px rgba(15,23,42,.08)}
.sti-contact-actions{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.sti-email-link{font-weight:800;color:var(--blue)!important;font-size:15px;position:relative}
.sti-email-link::after{content:"";position:absolute;left:0;right:0;bottom:-4px;height:1px;background:currentColor;transform:scaleX(0);transform-origin:left;transition:transform .22s ease}
.sti-email-link:hover::after{transform:scaleX(1)}
.sti-footer-grid a{transition:color .2s ease,transform .2s ease}
.sti-footer-grid a:hover{transform:translateX(3px)}
.sti-footer-bottom{display:flex;justify-content:space-between;align-items:center;gap:20px;border-top:1px solid rgba(255,255,255,.1);padding-top:18px}
.sti-footer-note{font-size:12px;color:#8e9caf}
@media(max-width:520px){.sti-contact-actions{width:100%;align-items:stretch}.sti-contact-actions .sti-btn{width:100%}.sti-email-link{display:block;width:100%;text-align:center}.sti-footer-bottom{flex-direction:column;align-items:flex-start}}

@media(max-width:1000px){.sti-menu{gap:16px}.sti-cards,.sti-benefits{grid-template-columns:repeat(2,1fr)}.sti-hero-grid,.sti-two-col,.sti-inquiry{gap:45px}.sti-hero-media img{height:400px}}
@media(max-width:800px){.sti-footer-grid{grid-template-columns:1fr 1fr}.sti-footer-grid>div:first-child{grid-column:1/-1}.sti-container{width:min(100% - 32px,700px)}.sti-nav{height:76px}.sti-logo img{width:150px;height:64px}.sti-menu-toggle{display:block}.sti-menu{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:15px 16px;flex-direction:column;align-items:stretch;gap:0}.sti-menu.open{display:flex}.sti-menu a{padding:13px 8px}.sti-nav-cta{text-align:center;margin-top:5px}.sti-hero{padding:60px 0 70px}.sti-hero-grid,.sti-two-col,.sti-inquiry{grid-template-columns:1fr}.sti-hero-media{order:2}.sti-hero-media img{height:330px}.sti-image-card img{height:320px}.sti-section{padding:70px 0}.sti-steps{grid-template-columns:1fr 1fr}.sti-steps div{border-bottom:1px solid var(--line)}.sti-steps div:nth-child(2n){border-right:0}.sti-stat-panel{margin-top:10px}.sti-contact-box{padding:35px 28px;flex-direction:column;align-items:flex-start}}
@media(max-width:520px){.sti-cards,.sti-benefits,.sti-steps,.sti-stat-panel,.sti-footer-grid{grid-template-columns:1fr}.sti-steps div,.sti-steps div:nth-child(2n){border-right:0}.sti-stat-panel div{border-right:0!important}.sti-stat-panel div:nth-child(3){border-bottom:1px solid rgba(255,255,255,.15)}.sti-hero h1{font-size:42px}.sti-lead{font-size:17px}.sti-actions{flex-direction:column}.sti-btn{width:100%}.sti-form{padding:22px}.sti-contact-box h2{font-size:28px}}

/* Legal pages */
.sti-legal-main{background:linear-gradient(180deg,#f7f9fc 0,#fff 360px);padding:70px 0 90px;min-height:calc(100vh - 92px)}
.sti-legal-hero{text-align:center;max-width:820px;margin:0 auto 38px}.sti-legal-hero h1{margin:0 0 14px;color:var(--navy);font-size:clamp(38px,5vw,58px);line-height:1.1;letter-spacing:-1.5px}.sti-legal-hero p{margin:0;color:var(--muted);font-size:17px}
.sti-legal-card{max-width:980px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:16px;padding:52px 62px;box-shadow:0 18px 55px rgba(15,23,42,.08)}.sti-legal-card h2{margin:0 0 12px;padding-top:22px;color:var(--navy);font-size:24px;line-height:1.3}.sti-legal-card h2:first-child{padding-top:0}.sti-legal-card p{color:#53657b;font-size:16px;line-height:1.8;margin:0 0 18px}.sti-legal-card ul{margin:0 0 22px;padding-left:23px;color:#53657b}.sti-legal-card li{margin:7px 0}.sti-legal-card a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}.sti-legal-back{max-width:980px;margin:26px auto 0}
.sti-legal-site .sti-footer{margin-top:0}.sti-legal-site .sti-footer-grid{grid-template-columns:minmax(0,2fr) minmax(0,1fr) minmax(0,1.3fr) minmax(0,1fr)}

/* Inquiry confirmation modal */
.sti-modal[hidden]{display:none}.sti-modal{position:fixed;inset:0;z-index:9999;display:flex;align-items:center;justify-content:center;padding:20px}.sti-modal-backdrop{position:absolute;inset:0;background:rgba(8,15,30,.62);backdrop-filter:blur(5px)}.sti-modal-card{position:relative;width:min(100%,500px);background:#fff;border-radius:18px;padding:42px 36px 34px;text-align:center;box-shadow:0 28px 80px rgba(0,0,0,.28);animation:stiModalIn .25s ease}.sti-modal-check{width:62px;height:62px;margin:0 auto 18px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:#eaf6ef;color:#21864b;font-size:34px;font-weight:800}.sti-modal-card h3{margin:0 0 10px;color:var(--navy);font-size:27px}.sti-modal-card p{margin:0 auto 25px;color:var(--muted);font-size:16px;max-width:410px;line-height:1.65}.sti-modal-close{position:absolute;right:14px;top:10px;border:0;background:transparent;color:#64748b;font-size:30px;cursor:pointer;line-height:1}.sti-modal-card.sti-modal-error .sti-modal-check{background:#fff0f0;color:#b42318}.sti-modal-card.sti-modal-error h3{color:#8d1b16}.sti-modal-card.sti-modal-error h3::after{content:""}.sti-modal-card.sti-modal-error #sti-modal-title{font-size:27px}.sti-modal-card.sti-modal-error #sti-modal-title::before{content:none}.sti-modal-open{overflow:hidden}@keyframes stiModalIn{from{opacity:0;transform:translateY(12px) scale(.98)}to{opacity:1;transform:none}}
.sti-form button:disabled{opacity:.65;cursor:wait;transform:none}

@media(max-width:800px){.sti-legal-card{padding:38px 28px}.sti-legal-main{padding:55px 0 70px}.sti-legal-site .sti-footer-grid{grid-template-columns:1fr 1fr}.sti-legal-site .sti-footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:520px){.sti-legal-card{padding:30px 20px;border-radius:12px}.sti-legal-card h2{font-size:21px}.sti-legal-card p,.sti-legal-card li{font-size:15px}.sti-modal-card{padding:38px 22px 28px}.sti-modal-card h3{font-size:24px}}